Farm Financial Health Dashboard

Revenue and costs by enterprise (corn, soybeans, cattle, custom work) with overhead allocated by revenue share. Gross margin, net income per acre or head, and breakeven $/bu for crop enterprises. A check shows whether the totals tie to the income statement figures on the Balance Sheet tab.

12-month cash flow with monthly inflows, outflows, and running balance. Models a revolving operating line against a cash buffer you set, and reports your peak borrowing month and peak line balance.

Current, intermediate, and long-term assets and liabilities, with a prior-year column. Calculates total assets, total liabilities, and net worth, and flags a subtotal that does not foot.

The supporting detail behind the balance sheet summary lines. Equipment, breeding livestock, real estate parcel by parcel, and grain and market livestock priced from quantity, weight, and price. Enter each loan once with its rate, accrued interest, payment, and maturity, and the tab calculates the current versus non-current split from those terms. 39 comparison lines show which figure corresponds to which balance sheet cell and flag anything that differs.

20 financial ratios across the 5 FFSC categories — liquidity, solvency, profitability, repayment capacity, and efficiency — using Farm Financial Standards Council definitions, including the operator labor and management adjustment. A scorecard shows whether six key ratios fall in the Strong, Cautionary, or Vulnerable range of the University of Minnesota Farm Financial Scorecard (2022 update). Solvency is reported two ways: consolidated, and farm-only with the residence, retirement accounts, and home mortgage removed. Not affiliated with FFSC or the University of Minnesota.

Key financial metrics tracked over 5 years with trend arrows showing movement against year one.